Medicare & Medicare Advantage

Medicare Plans

Who We Are

Premier Mountain Insurance is a top-rated independent insurance agency with offices in Ken Caryl, Colorado and Fort Collins, Colorado offering auto insurance, home insurance, business insurance and life insurance. We are ready to serve clients in Arvada, Aurora, Brighton, Boulder, Castle Rock, Commerce City, Highlands Ranch, Littleton, Longmont, Loveland, Ken Caryl, Parker and all other towns across Colorado.  We represent a number of top-rated insurance companies.

Premier Mountain Insurance is an insurance agency that can help you with just about all of  your insurance needs.  We offer both personal insurance and small business insurance.  When it comes to personal insurance we are your one stop shop for car insurance (auto insurance), home insurance, renters insurance, motorcycle insurance, landlord insurance, specialty insurance and umbrella insurance.  When it comes to small business insurance and commercial insurance, we offer general liability insurance, workers compensation insurance, commercial auto insurance and property insurance.

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Premier Mountain Insurance is one of the Top-Rated Insurance Agencies in Denver, Colorado!

We have over 100 5-star reviews on Google, Facebook and Yelp!

Mike is the definition of a FANTASTIC business owner. He is thorough, honest, and extremely reliable and will answer at any time of the day. I moved from out of state and Mike made my transition to Colorado wonderful.

Nick B

Mike will spend the time to make sure you choose the proper plan, appropriate coverage and goes the extra mile to make sure you receive all the discounts available. Thanks Mike for going above and beyond the “norm” in the industry!

Jenn V

Mike was incredibly patient with me having him check rates for me over several months. My partner and I just signed up and he ended up saving me money on my car even though rates are going up like crazy, and he saved my partner over $1000 on all his insurance! He took the time to explain everything in a simple and straightforward way. Very happy to have Mike as my agent!

Laurisa T

Mike is the best insurance agent I’ve ever worked with. I have several business policies with him for my growing company. Excellent client interaction and great coverage terms. I highly recommend you give his office a call if you are insurance shopping.

Aden H

I have been with the same insurance company for over a decade, and when I have shopped it in the past other companies weren’t able to compete. Mike was able to save us over $600 per year on our auto policy while matching our coverage. While price is certainly important, I also valued his thorough approach in discussing the different options that were available. Highly recommended. Thank you, Mike!

Alex K

When I found out that my wife was pregnant with our first I took it upon myself to get our family’s insurance in order. I was so happy to find Mike! Not only is he an amazingly nice and generous person, but knowledgeable as well. He pretty much took care of everything. I sent him our policies, he looked them over and then proceeded to get me everything we already had and a ton more for less money. I couldn’t be happier with his work and attention to detail and I now rest a bit easier knowing he has us covered.

Thaddeus H

Over the course of my 30 year career as a real estate broker, I’ve met many insurance agents, but none with the expertise, integrity, service, and value of Mike Schmisek. Mike and his team have always gone above and beyond for our mutual clients. Highly recommended!

Jon C

Amazing experience switching to Premier Mountain Insurance! They were prompt, highly competitive, friendly and very professional! I would highly recommend this company for all your insurance needs!

Connie D

This is our second time working with Mike. His team is awesome! Everyone is helpful, friendly, patient, knowledgeable, and informative. Added bonus, they reply promptly to emails and calls.

Eric C

Mike Has been extremely helpful through the process of checking prices on insurance never used an insurance broker before I highly recommend it. Just made the process so much easier couple years ago I tried to do it on my own and it was just so overwhelming so it’s nice that he took all the stress out of it we’re saving so much money. So thankful for Mike and highly recommend him and his staff

Kristen K

Mike handles all of my business insurance needs! Mike and his team are very knowlegeable and trustworthy. Give them a chance to take you through the ins and outs of your auto and homeowners policies and you’ll definitely learn something!

Jeff W

Mike has been my agent for over 5 years. He is always available to help with anything insurance related. If I have questions or concerns he will get back to me same business day with the answer. He is knowledgeable, professional & I trust him to give me the insurance I need. Thanks so much Mike.

Audra B

Mike and Des have always taking care of my family and me. We’ve been loyal clients for several years now. I would highly recommend Mike Schmisek”s Agency to anyone who is looking for the best rate and great customer service.

Danielle F

Mike and his team are hands down, the BEST agents in Denver to work with. Highly recommend!

Kaytlin B

Mike was great, very responsive! Moving can be stressful but Mike did a great job helping with our home and auto insurance needs. Top notch service!

David Z

Dealing with insurance isn’t something anyone looks forward to, but Mike and his team are wonderful, patient, and thorough. Absolutely a company I recommend and feel confident they will stand by me.

Jenn H

Mike was able to beat my current rates by a significant amount, despite me having patronized the same company for years. He was efficient and clear. Already have, and would recommend his agency to anyone!

Jacque C

Mike is fantastic! He made sure to get me the best possible deal on car insurance and helped me compare my options while I car shopped to see my rates for various cars. He made it easy for me to not stress about comparing quotes so I could focus on my car search. I highly recommend him to anyone insurance shopping!

Kris K

Mike was thorough, provided info every step of the way, and got me BETTER insurance than I currently had while saving me money. I’d call that a win-win.
Well tied into the service industry, he can also direct you to trustworthy and quality service providers!

David E

Mike Schmisek is a professionals professional, highly knowledgeable and experienced he takes the time to understand each clients needs and tailors a plan to suit them. This guy cares and is highly recommended.

Eugene O

Mike Schmisek was amazing and helped me through all my insurance needs!!!

Kat T

Mike is a wealth of knowledge in the insurance field. He really takes the time to walk you through all the coverage options as well as giving his recommendations to make sure you don’t end up with a financial disaster. I highly recommend using Mike for any of your insurance needs.

David G

Mike and his team take care of my home, rental properties, car, motorcycle and business insurance and have for many years. I recommend him to clients as well. Super pleased with the service, professionalism and knowledge at his office and their continued efforts to 1) save me money and 2) give me the best coverage available!

Rhonda R

Mike really knows what he’s doing. He’s a first class insurance professional ready to selflessly help all his clients and partners. Call him when you need help…he is a detailed professional!

Paul H

So many people are grossly uninsured. Having the cheapest insurance might sound like a great idea when you don’t need it, but the INSTANT something goes wrong you’ll quickly regret it. Mike Schmisek is a knowledge expert on insurance coverage and liabilities, and he can help you find the right fit of affordable insurance that gets you the coverage you deserve.

Jesse H

Mike is awesome to work with! Guided me through changing insurance companies very seamlessly! Thank you so much!

Jennifer M