With over 15 years of experience in the insurance industry and a lifetime of Colorado experience, our agency is uniquely qualified to help you with your personal and commercial insurance needs in Colorado. Our agency specializes in helping families, businesses and property owners find the right insurance for their needs. We are a small, family-owned independent insurance agency in Littleton, Colorado, under the umbrella of Insurance Producers Network – a large, multi-state, multi-location insurance agency.

Our Team

Mike Schmisek

Mike Schmisek

Mike Schmisek is the principal agent and founder of Premier Mountain Insurance. Mike decided to start Premier Mountain Insurance after 11 years running one of the most successful Farmers Insurance Agencies in Colorado.  Before getting into insurance, Mike had a career in business management and leadership.  He was drawn to the insurance industry because of deep relationships that are built with long term clients and his ability to make a difference in the lives of his policy holders.

In 2008, Mike saw his dream come true when he started the Mike Schmisek Insurance Agency. Mike’s dream of an insurance agency dedicated to the client proved to be a winning idea. His agency earned many awards and distinctions for the quality of business as well as the rapid growth of the agency.  Mike’s success in the insurance industry created so many requests for training and speaking that he helped form a company, the Social Heroes, who train insurance agents on growing their businesses online.  In October 2019, Mike started an independent insurance agency, Premier Mountain Insurance. As an independent agent, Mike can work with a number of insurance companies to find his clients the right coverage at a fair price.

Mike was born and raised in Fargo, North Dakota . After a brief stint in Woodbury, Minnesota , Mike moved to Highlands Ranch, Colorado with his parents as a high school student. Mike graduated with honors from Highlands Ranch High School in 1997. Mike went on to Colorado State University , in Fort Collins, Colorado . In 2001, Mike graduated from CSU with a degree in Political Science and a minor in History. Mike resides in foothills of south Jefferson County with his wife, three daughters and dog. Mike enjoys camping, hiking, golf and fly fishing during the summer months and racquetball and swimming during the winter months.

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Laura Mortimer

Laura Mortimer has been in the insurance industry for many years.  She specializes in commercial insurance and works in Fort Collins, Colorado.

Laura, a lifelong resident of Fort Collins area, got her B.S. in Management and Business Administration from Kaplan. She also has an Associates Degree in Early Childhood Development and spent much of her career working with special needs kids before she found her career in insurance.

Along with being a mother of four, Laura is also a proud grandmother. She has a passion for horseback riding and reading because her father is a retired professor of veterinary medicine. She is a die hard Trekkie and loves anything sci-fi related. She won’t say how many Star Trek conventions she’s been to – but it’s a lot.

Laura can be reached at 970-800-4030.

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Lucas Richmond

Lucas Richmond is the Director of Operations and Medicare Specialist of Premier Mountain Insurance. Before joining the team at PMI, Lucas owned and operated an award-winning Farmers Insurance agency and additionally served as an Agency Business Consultant over his ten years with Farmers. Through his time at Farmers, Lucas and Mike often worked closely together, sharing ideas on operations, marketing, growth, and connection with the community.

One of the things that drew Lucas to a career in insurance was the ability to positively serve his community and his clients through the growth of his business. Projects like the Standout Student of the Month in Fort Collins program, which provided two $5000 scholarships each year while recognizing students throughout the Poudre School district each month. His agency also hosted a holiday fitness event called ‘Jingle all the Weights,’ which donated all of its proceeds to Realities for Children’s Santa’s Workshop program and was heavily involved in one of Colorado’s CrossFit competitions, ‘Project Uplift.’ At its peak, Project Uplift donated over $30,000 to ‘Kids at Heart,’ serving foster and adoptive families. The City of Fort Collins and Colorado State University recognized Lucas’s passion for his community and youth, presenting him with the Hometown Hero Award in 2016.

While dedicated to his community, Lucas also focused on serving his clients, striving to give them the service they deserved, the coverage they needed, and the advice they sought. Upon joining PMI with Mike, he could now do all those things as an independent agent and find the right coverage at a fair price through the several insurance carriers PMI represents.

Lucas is a Fort Collins native and third-generation graduate of Colorado State University, earning his degree in Speech Communication with a Minor in Coaching. Lucas lives with his wife, Ann, and their four children in the foothills of Fort Collins. Lucas also coaches Olympic-style diving through his club Norco Diving, which serves kids ages 8 to 18. Lucas and his family love swimming and diving all year round but really embrace summertime activities in and out of the water!

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Pete Schmisek

Pete Schmisek is the Account Executive at our Ken Caryl office, specializing in high net worth households and one-on-one client education. Pete is known for his thoughtful and practical approach to client service, often going the extra mile to seek innovative solutions to meet his customers’ unique needs. Much of his approach can likely be attributed to the two quotes he keeps framed at his desk, which read “How you do anything is how you do everything” and “You can either do it right, or over again”. These values, in addition to his listening and communication skills, have established him as a valued member of our team and a trusted advisor in the insurance industry.

Before his foray into insurance, Pete excelled in event management, marketing, and consulting, having dropped out of college his second year in order to manage an events company full-time. Over a year later, newly implemented Covid-19 restrictions prompted a career reassessment, upon which he returned to Loyola University in Chicago, graduating with high honors in Organizational and Industrial Psychology and Studio Art shortly thereafter.

Beyond his professional life, Pete enjoys all sorts of outdoor activities, sharing time with his one-eared dog, drawing, sculpting. and listening to any book on tape he can find regarding functional medicine, the mind-body connection, and the influence of personal philosophy on life outcome.

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Breanna Royer

Breanna, is a Fort Collins native and current resident. She has been a part of the Northern Colorado insurance industry since 2016 and has amassed a great wealth of knowledge in insurance customer service as she achieved the position of Senior Customer Service Specialist with Farmers Insurance before later joining the Premier Mountain Insurance team.

Bree enjoys spending time with her daughter and family.

Bree can be reached at bree@premiermountaingroup.com or at 970-800-4030

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Peder Wilkinson

Peder has been in the insurance world for nearly a decade. He handled servicing hail claims as a roofing contractor for many years helping people restore their damaged homes and making sure insurance paid what was due to get the job done properly. Now Peder has changed lanes to help his clients get into the right insurance before they actually need it as an insurance broker here at Premier Mountain Insurance. Peder strives to make sure all of his clients have the best coverage to suite their specific needs while receiving the service and education they deserve.

Peder is a resident of Castle Rock who enjoys the outdoors with his beautiful wife, amazing son, and their two rescue shepherd mixes. Besides being the best husband and father he can be, Peder’s passion is to love and serve people the way his Savior has loved and served him.

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Roni Peralta

Roni Peralta is a key member of our support team, specializing in the critical back-end operations that ensure our clients receive the best insurance solutions tailored to their needs. With a keen eye for detail and a deep understanding of the insurance landscape, Roni plays a pivotal role in both client onboarding and ongoing insurance management.

Roni’s responsibilities include coordination with insurance carriers to identify the most favorable options for our new clients, ensuring a smooth and responsive insurance placement process. Furthermore, Roni is committed to maintaining the satisfaction of our existing clientele by regularly reviewing their policies to confirm that they continue to have the most suitable and cost-effective coverage.

With a strong background in administrative support and client relations, Roni brings a wealth of knowledge and expertise to our team. Her proactive approach and unwavering dedication to client service help our clients navigate the often complex world of insurance with ease and confidence.

At Premier Mountain Insurance, Roni is known for her problem-solving skills and her ability to work seamlessly with both clients and insurance providers. Her contributions are instrumental in fostering long-term relationships and ensuring that our clients’ insurance needs are met with the utmost efficiency and care.

Whether you are exploring insurance options for the first time or seeking to evaluate your current policies, Roni Peralta is here to provide the support and expertise you need to make informed decisions.