About Lucas Richmond

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So far Lucas Richmond has created 8 blog entries.

Medicare Decisions as We Turn 65 

In the US, an independent study held by the Kaiser Family Foundation (KFF) reported that in 2022, 9500+ Medicare Advantage (MA) commercials aired PER DAY. Celebrities like William Devane, George Forman, Joe Namath, and JJ ‘Dy-no-mite’ Jimmy Walker presented many of these. Most of these commercials neglect to mention certain limitations of their plans, such [...]

By |2024-03-25T09:43:10-06:00March 25th, 2024|Medicare|Comments Off on Medicare Decisions as We Turn 65 

CrossFit & Homeowners Insurance

You might be asking... 'What are they talking about?  CrossFit and Homeowners Insurance?'  Well, both Mike and Luke are avid ‘CrossFitters.’ Mike attends CrossFit Ken Caryl, and Lucas goes to Fort Collins CrossFit. For many CrossFitters, August means the CrossFit Games in Madison, Wisconsin, where the best of the best compete for the title ‘The [...]

By |2023-08-04T08:53:23-06:00August 4th, 2023|Blog, Home Insurance|Comments Off on CrossFit & Homeowners Insurance

The Compact Disc Collection and My Teenage Driver

My teenage daughter recently turned 16 and now has her driver's license.  The car she now gets to use does not have a smart screen, it doesn't have an aux port, it only has two things... AM/FM Radio and a Compact Disc player.  You remember CDs, right?  Well, my daughter didn't really have a clue, [...]

By |2023-06-11T11:36:13-06:00June 11th, 2023|Auto Insurance, Blog, Home Insurance|Comments Off on The Compact Disc Collection and My Teenage Driver

Summer Fun and the Inherent Risk in Summer Activities

I am so happy the summer season is here.  Warm weather, longer days of sunshine, bbq, and time at the neighborhood pool with the kids.  I often think about the concept of inherent risk.  What is an inherent risk?  It is a risk associated with specific activities that people should know and understand inherently with [...]

By |2023-05-24T09:40:37-06:00May 24th, 2023|Uncategorized|Comments Off on Summer Fun and the Inherent Risk in Summer Activities

May the 4th… Say What?!

May 4th was recently given the play-on words moniker ‘May the 4th Be With You’ day.  Star Wars has always been one of my favorite series going back to when I was a little kid, however, I must give it to Disney… they made their Star Wars franchise an actual day.  Dang. I began reminiscing [...]

By |2023-05-09T14:54:57-06:00May 9th, 2023|Blog, Toy Insurance|Comments Off on May the 4th… Say What?!

Not Just Boardgames: Risk & Life

I was driving the other day, and the concept of ‘risk’ popped into my head and has stuck with me. Risk plays an active role nearly every day, sometimes more than others, and some risks are bigger than others as well. As an insurance agent, I have looked at risk in a professional light, and [...]

By |2023-04-26T15:22:38-06:00April 26th, 2023|Blog, Helpful Tools|Comments Off on Not Just Boardgames: Risk & Life

The Loving Gesture of Life Insurance

Many of us associate the month of February as the month of love.  Love for a special someone, perhaps a spouse, or even simply love for your family. In fact, one of us at PMI recently got married, so it will be their first Valentines Day as husband and wife! Here at PMI, we look [...]

By |2023-02-13T13:30:18-07:00February 11th, 2023|Blog, Life Insurance|Comments Off on The Loving Gesture of Life Insurance

Think Your Insurance Will Cover Your New Roof? The Answer Could Suprise You

What is a Roof Payment Schedule? Many homeowners may have heard this term, but what does it mean? In layman’s terms, a roof payment schedule is when your insurance company pays you less for the replacement of your roof as it ages. In the industry, we call this amount you receive when recovering from a [...]

By |2023-06-22T13:57:26-06:00January 27th, 2023|Blog, Home Insurance|Comments Off on Think Your Insurance Will Cover Your New Roof? The Answer Could Suprise You
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