The Action Center is attempting to break the world record for the largest sock drive in the world! Estimates put the number of homeless people in Colorado at 10,587 people. The Action Center's goal is to raise 10,587 pairs of socks on December 4th between 12pm - 5pm. We are collecting socks at our office [...]
Want to lower your car insurance rates? Get married and raise your credit score. What do marriage and credit scores have to do with car insurance? 47 states allow insurance companies to use credit scores to determine car insurance rates, the exceptions being Massachusetts, Hawaii and California. Insurance companies use credit scores to determine rates [...]
Vacation Rental by Owner, or VRBO, is currently the fastest growing rental segment in the U.S. Short Term Rentals came about primarily because of the high cost of owning a second home. Many second homes are only used 2 – 3 months of the year. VRBO allows the owner to rent out their property on a [...]
Mike: Every time I rent a car, I say ‘no’ to the insurance offer from the rental car agency. Is that a good idea? - Brad. Brad, This is one of the most common questions I hear from my clients. Like you, I personally waive the offer of coverage from rental car companies. However, there [...]
How much insurance do you need? I get that question a lot from clients shopping for life insurance. Some people suggest 10 times your annual income. Others suggest 20 times your annual income. My advice: Don’t get bogged down with an exact number. And don’t spend months and months thinking about it. Be safe. It’s [...]
Do you use rental tools in your business? If so, we can offer you a wide range of tool-rental insurance. And, if you use rental insurance provided by the company providing the tools you rent, we almost certainly can save you money as well. Tool rentals can be a significant expense. Many contractors, for example, [...]
“Wrapping” your car with a promotional message can be a good way to advertise your business. It can also affect your car insurance. In many cases, personal auto insurance doesn’t cover business-related use of a vehicle -- and that can include wrapping your vehicle with a business-related promotional message. One reason: If you wrap your [...]
Some people in my neighborhood are offering on our Facebook group to provide rides to the airport for a fee. They’re not alone. More and more people are offering rides for hire. But some friendly advice: Check your auto insurance if you’re thinking about joining them to earn a little extra money. I have a [...]
It’s called the “gig economy.” You have a day job that pays the bills – or most of them. But you also have a side gig, or side hustle, that brings in a little extra money. These side gigs can involve anything that brings in extra money. Using your car to provide rides for hire [...]
Need to buy insurance but don’t know who to call? I recommend you consider using an independent insurance agent. Why? Let me give you five reasons: Reason #1: Independent agents have options. An independent agent can check out multiple insurance companies and connect you with the one that best meets your needs, instead of having [...]
