In some ways, choosing the right insurance coverage for a homeowners’ association (HOA Insurance) is no different than selecting insurance for any business. But there are significant differences you should know about -- whether you’re a board member choosing insurance for the HOA or simply an HOA member choosing insurance for yourself. Like any business, [...]
It’s that time of year again. The weather is getting warmer and you just can’t wait to get out on your bike. But, it’s been in storage all winter. So what do you need to do to get it road ready again? Here are a few quick tips on getting your motorcycle out of winter [...]
While driving with your family, you’re rear-ended by an uninsured motorist -- seriously damaging your car, putting you and your family in the hospital and leaving you unable to work. It was the fault of the driver who hit you, but he doesn’t have insurance. That means you’ll probably have to pay your own medical [...]
Spring is almost here, which means summer is on its way -- peak season for motor homes and travel trailers. Time to make sure your motor home or travel trailer is ready for the road. And time to review your insurance to make sure it provides the coverage you need, with RV, travel trailer or [...]
You’ve just gotten engaged. The ring is beautiful. And expensive. But what if it’s lost or stolen? Will your insurance cover the loss? Only for a limited amount, minus your deductible, if you rely solely on your renters, condo or home policy. It’s a much different story if you add a jewelry floater to your [...]
What comes to mind when I mention a vacant commercial building? A derelict, abandoned structure in a decaying urban neighborhood? A commercial building for sale. Or a building standing empty between tenants or while being remodeled. Regardless of why it’s unoccupied, it’s often difficult to find insurance for a vacant commercial building. We can help. [...]
In 1977, there were fewer than 100 breweries in the United States. Today, there are more than 5,300. Brew pubs and microbreweries account for most of that growth over the past 40 years -- with no sign of slowing down. Brew pubs and microbreweries have notched double-digit growth in eight out of the past 10 [...]
We’re able to offer many types of specialized insurance to meet the needs of clients with unique needs. Motel and Hotel insurance, including coverage for homeowners who rent out their homes as part of an Airbnb or VRBO arrangement, is an example. Hotel/motel insurance can be complex and difficult to navigate on your own. For [...]
It’s easy to understand why life insurance for the family’s main wage earner is important., but what about stay-at-home parents who don’t add an income to the family’s resources? Stay-at-home parents contribute greatly to a family, including the family’s financial wellbeing. In fact, some experts say stay-at-home parents perform the duties of “workers” with at [...]
