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So far Premier Mountain Insurance has created 28 blog entries.

Landlord Insurance – What you Need to Know

Turning your house into a rental property is a big step. And one that changes your insurance needs. You’re insuring the same dwelling. But the focus of your coverage changes.  If you've recently become a landlord, or if you've been a landlord for many years, you need to know and understand landlord insurance. [...]

By |2023-06-29T07:58:10-06:00June 28th, 2023|Blog, Home Insurance|0 Comments

8 Ways to Prepare your home for a wildfire

With the tragic Marshall Fire destroying about 1000 structures at the end of last year, I figured it was timely to better educate my readers on things you need to look for in your home insurance to be properly covered.  It seems as everybody wants the cheapest insurance when they're shopping for insurance.   However, when [...]

By |2022-06-24T08:31:20-06:00June 24th, 2022|Blog|0 Comments

6 Ways to Reduce Your Home Insurance Premium

If you're like most home owners in Colorado, you've seen your rates going up on home insurance.  It doesn't matter which company you're insured with, there's an overall trend in Colorado and across the country.  That trend is that home insurance rates are too low for the market place and rates are on the rise. What's driving increased [...]

By |2021-09-07T16:32:32-06:00September 7th, 2021|Helpful Tools, Home Insurance|0 Comments

RV Insurance

At Premier Mountain Insurance, we often see competitor declaration pages that have minimal coverage.  The most basic policies we see offer liability, comprehensive and collision.  While this coverage would protect your RV or travel trailer, there are many other coverage that an avid RV owner would likely want.  At Premier Mountain Insurance we offer Motor [...]

By |2021-05-26T15:31:29-06:00May 26th, 2021|Toy Insurance|0 Comments

Think You Don’t Need Life Insurance? Think Again.

Think you don’t need life insurance because you’re not married with children? You may want to reconsider. Most of us understand that life insurance makes sense if someone will suffer financially when you die. So, the most obvious example of someone who needs life insurance is the primary earner in a family with children. But [...]

By |2021-05-06T16:07:16-06:00May 4th, 2021|Life Insurance|0 Comments

Bonds: Specialized Insurance for Specialized Needs

Are you bonded? Do you need to be bonded? Should you require that a contractor doing work for you be bonded? And what does being “bonded” mean? Simply put, bonds are specialized types of insurance guaranteeing specific types of performance. Because they are so specialized, there are thousands of types of bonds. But they generally [...]

By |2021-04-16T09:19:09-06:00April 13th, 2021|Blog, Commercial Insurance|Comments Off on Bonds: Specialized Insurance for Specialized Needs

Surprising Advice for Anyone Concerned About Possible Hail Damage

I have some advice for you if you’re concerned about possible hail damage to your home. And it may surprise you: Don’t call your insurance company’s claims department. Call your insurance agent instead. For most of you reading this, that’s Premier Mountain Insurance. Here’s why I suggest you start with your agent instead of your [...]

By |2021-04-09T12:16:55-06:00April 9th, 2021|Blog|0 Comments

Insuring Your Employees’ Tools Can Protect Your Business

Did you know you can insure the tools of your employees? When I first suggest this to many business owners, they often laugh and wonder why would they want to insure their employees tools?  The answer is quite simple. For contractors and their employees, tool theft can be a problem -- on the job or [...]

By |2021-04-09T12:13:24-06:00March 25th, 2021|Blog, Commercial Insurance|Comments Off on Insuring Your Employees’ Tools Can Protect Your Business

Automobile Insurance: Split Limits versus Combined Single Limit

Does your car insurance have split limits or a combined single limit? You probably have split limits. It’s the most common type of automobile insurance coverage. You may not have known that. Or what it means. Let me explain: The state minimum insurance is represented as split limits: $25,000/$50,000/$15,000. The first number represents the most [...]

By |2021-04-09T12:14:15-06:00March 13th, 2021|Auto Insurance, Blog|Comments Off on Automobile Insurance: Split Limits versus Combined Single Limit
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