Would someone important to you struggle financially if you were no longer around to help support them? If you’re married, have children, expect to get married someday, have relatives or friends who are dependent on you, or have a mortgage that couldn’t be paid if you are gone, then you need life insurance. The most [...]
Most people are familiar with insurance deductibles. But there may be a type of deductible you’re not familiar with -- a percent deductible. What is it? And is it right for you? There’s no right or wrong answer when it comes to the question of what kind of deductible is best. The real question is [...]
December means it’s holiday season. Unfortunately, it also means it’s fire season. There are more house fires during the holidays than any time of the year. The main reason: The many lights -- including candles -- that go with the holidays. I hope you have an enjoyable and safe holiday season. With that in mind, [...]
At the Premier Mountain Insurance, in Denver, Colorado, we recommend all of our clients carry towing and roadside assistance. For literally pennies a day, you will feel the safety and security of having someone to help you with your car problems day or night. Towing and Roadside assistance coverage will not only tow your vehicle [...]
Camping is popular in Colorado. And pop-ups and other campers are popular among Coloradans who like to spend time in the great outdoors. If you own or plan to buy a camper, including a pop-up that fits into the bed of your pickup, it’s a good idea to make sure it’s properly insured. We can [...]
Telematics. It’s a complicated-sounding word with a simple, straightforward promise -- help become a better driver, lower insurance rates -- and a wide range of vehicle use and maintenance monitoring for commercial vehicles Almost every automobile insurance company today has a telematics app, they're each called something different, but they all look at generally the [...]
In some ways, choosing the right insurance coverage for a homeowners’ association (HOA Insurance) is no different than selecting insurance for any business. But there are significant differences you should know about -- whether you’re a board member choosing insurance for the HOA or simply an HOA member choosing insurance for yourself. Like any business, [...]
It’s that time of year again. The weather is getting warmer and you just can’t wait to get out on your bike. But, it’s been in storage all winter. So what do you need to do to get it road ready again? Here are a few quick tips on getting your motorcycle out of winter [...]
While driving with your family, you’re rear-ended by an uninsured motorist -- seriously damaging your car, putting you and your family in the hospital and leaving you unable to work. It was the fault of the driver who hit you, but he doesn’t have insurance. That means you’ll probably have to pay your own medical [...]
Spring is almost here, which means summer is on its way -- peak season for motor homes and travel trailers. Time to make sure your motor home or travel trailer is ready for the road. And time to review your insurance to make sure it provides the coverage you need, with RV, travel trailer or [...]
