Do you use rental tools in your business? If so, we can offer you a wide range of tool-rental insurance. And, if you use rental insurance provided by the company providing the tools you rent, we almost certainly can save you money as well. Tool rentals can be a significant expense. Many contractors, for example, [...]
“Wrapping” your car with a promotional message can be a good way to advertise your business. It can also affect your car insurance. In many cases, personal auto insurance doesn’t cover business-related use of a vehicle -- and that can include wrapping your vehicle with a business-related promotional message. One reason: If you wrap your [...]
Some people in my neighborhood are offering on our Facebook group to provide rides to the airport for a fee. They’re not alone. More and more people are offering rides for hire. But some friendly advice: Check your auto insurance if you’re thinking about joining them to earn a little extra money. I have a [...]
It’s called the “gig economy.” You have a day job that pays the bills – or most of them. But you also have a side gig, or side hustle, that brings in a little extra money. These side gigs can involve anything that brings in extra money. Using your car to provide rides for hire [...]
Need to buy insurance but don’t know who to call? I recommend you consider using an independent insurance agent. Why? Let me give you five reasons: Reason #1: Independent agents have options. An independent agent can check out multiple insurance companies and connect you with the one that best meets your needs, instead of having [...]
A sewer line break on your property can easily cost upwards of $10,000, or even more to repair. For years this was simply a maintenance issue and insurance companies did not cover this type of wear and tear and maintenance. So, I’m pleased to announce that many of the carriers that we represent just introduced [...]
One of the big events in the lives of many teenagers is getting their driver’s license. It’s an exciting milestone. But, for parents, it can bring sticker shock when it comes to insurance. In Colorado, you can expect a rate increase of anywhere between $150 to $300 a month for a boy, a little less [...]
Review and Update Your Colorado Motorcycle Insurance If you live in Colorado and love to ride, you know that you can enjoy your bike every month of the year. It’s always a good time to review your motorcycle insurance to make sure you have the right coverage for your equipment and the way you use [...]
Uninsured Motorist (UM) is a coverage that you are able to waive in the state of Colorado. The coverage is so important, however, you legally must sign a document if you reject the coverage. Much like auto policies, umbrella policies can either cover UM or they may not cover UM. Consumers can be confused by [...]
If you operate a company in Colorado (and many other states) and you have employees, you’re required to have Workers Compensation insurance to cover your employees in case on of on-job injuries or illnesses. Your rates are determined by a number of factors, including, the number of employees you have, the amount of payroll you [...]
