Rainwater and surface water is a common exclusion on homeowner's insurance policies. Therefore, it's important to do what you can to prevent water from entering your basement. PHere are some steps you can take to help keep your basement dry: Ensure proper grading: Check the grading around your home's foundation. The ground should slope away [...]
Homeowners insurance is an essential part of being a homeowner in Colorado. It provides financial protection in case of unexpected events such as natural disasters, theft, or damage to your home. However, many homeowners may not fully understand their insurance policies or the coverage options available to them. In this blog post, we will discuss [...]
Auto insurance is a necessary expense for all drivers in Colorado. It not only provides financial protection in case of an accident, but it is also required by law. However, many drivers may not fully understand their auto insurance policies or the importance of reviewing them regularly. In this blog post, we will discuss the [...]
Full disclosure. Our office is an insurance agency located in Colorado, we are not claims adjusters. That being said, here's our opinion on the viral Facebook post. The driver in the right lane triggered the car accident. The car in the right lane merged into traffic without any regard to the current flow of traffic. [...]
How long has it been since you evaluated your auto insurance liability limits? If you’re like many people, you probably haven’t given it much thought since you purchased your first auto insurance policy 20 or 30 years ago. Experts agree, you should evaluate your liability limits every couple of years to ensure they are keeping [...]
When preparing your home for wildfire, zone 1 is the area you should start. Zone 1 extends 15-30 feet from the perimeter of your home, depending on property size. In Zone 1, you should remove all flammable vegetation, with the possible exception of fire resistant plants. The greater distance around your home that you follow [...]
The recent grass fire in Ken Caryl and the subsequent devastation in Boulder County have prompted many Ken Caryl residents to take a closer look at their home insurance. Here is a list of some of the major things to look for in your policy. Dwelling Coverage This is the amount your insurance company could [...]
Auto insurance rates have been going up. Unfortunately, that’s likely to continue into 2022. Here are some of the reasons why – and some strategies for bringing your costs down: Injury costs. The number of claims involving injuries has gone down. But the average cost of those claims has increased by a third. Companies with [...]
There's no denying that inflation is on the rise like we haven't seen in decades. All you need to do is go to the grocery store or fill up your gas tank and you will feel the pinch. The official numbers say, as of October 2021, inflation has risen 6.4%, not including food prices. I've [...]
Automated Leak Protectors Guard Against Potential Water Damage Water leaks from burst pipes, plumbing failures and related problems can cause catastrophic damage to your home. Fortunately, there’s new technology – automatic leak detectors – that can help you avoid this damage. Water damage that goes undetected while you’re on vacation, away for the weekend or [...]
