Summer Fun and the Inherent Risk in Summer Activities
I am so happy the summer season is here. Warm weather, longer days of sunshine, bbq, and time at the neighborhood pool with the kids. I often think about the concept of inherent risk. What [...]
May the 4th… Say What?!
May 4th was recently given the play-on words moniker ‘May the 4th Be With You’ day. Star Wars has always been one of my favorite series going back to when I was a little kid, [...]
Not Just Boardgames: Risk & Life
I was driving the other day, and the concept of ‘risk’ popped into my head and has stuck with me. Risk plays an active role nearly every day, sometimes more than others, and some risks [...]
The Loving Gesture of Life Insurance
Many of us associate the month of February as the month of love. Love for a special someone, perhaps a spouse, or even simply love for your family. In fact, one of us at PMI [...]
Colorado Home Insurance: What You Need to Know
Homeowners insurance is an essential part of being a homeowner in Colorado. It provides financial protection in case of unexpected events such as natural disasters, theft, or damage to your home. However, many homeowners may [...]
The Importance of Reviewing Your Auto Insurance Policy in Colorado: A Guide for Drivers
Auto insurance is a necessary expense for all drivers in Colorado. It not only provides financial protection in case of an accident, but it is also required by law. However, many drivers may not fully [...]
Does This Sound Good to You? The Roof Payment Schedule and ACV.
What is a Roof Payment Schedule? Many homeowners may have heard this term, but what does it mean? In layman’s terms, a roof payment schedule is when your insurance company pays you less for the [...]
Who’s at Fault?
Full disclosure. Our office is an insurance agency located in Colorado, we are not claims adjusters. That being said, here's our opinion on the viral Facebook post. The driver in the right lane triggered the [...]
Do you need an umbrella insurance policy?
How long has it been since you evaluated your auto insurance liability limits? If you’re like many people, you probably haven’t given it much thought since you purchased your first auto insurance policy 20 or [...]
8 Ways to Prepare your home for a wildfire
With the tragic Marshall Fire destroying about 1000 structures at the end of last year, I figured it was timely to better educate my readers on things you need to look for in your home [...]