6 Ways to Reduce Your Home Insurance Premium
If you're like most home owners in Colorado, you've seen your rates going up on home insurance. It doesn't matter which company you're insured with, there's an overall trend in Colorado and across the country. That trend is [...]
Grilling May Not Be Allowed in Your Own Backyard!
You’ve just rented an apartment or bought a condo with a nice deck you consider perfect for grilling – until your landlord or HOA says you can’t. Your landlord or HOA is unfortunately right. And [...]
Heading off to Sturgis?
Whether you’re taking your Harley and heading across country, or just hitting the Northwest back roads, we want you to be safe on the roads this summer. Here are a few top tips: A motorcycle [...]
Customized Vehicle Means You Need Customized Insurance
If you have a customized vehicle, you need customized insurance. Insurance companies use the VIN from your vehicle to help determine the value if you have an insurable loss. But what about the hundreds or [...]
OEM Parts Versus Aftermarket Parts for Repairs: A Simple Solution
Your car’s involved in an accident, and as long as you have collision coverage, the damage is likely covered by insurance. What about the parts used for the repairs? Many vehicle owners insist on OEM [...]
Tuesday Insurance Tip – Lawsuits
Liability claim amounts have been increasing for years. Watch daytime TV for an hour and you will probably see at least 5 different personal injury attorney advertisements. Our society has grown extremely litigious. How is [...]
What Determines Wildfire Behavior?
By Daniel Hatlestad, Ken-Caryl Firewise Committee All of the homes within Ken-Caryl are within the Wildland Urban Interface (WUI), an area of increasing risk for wildfire. Multiple factors interact to determine the behavior of wildland [...]
RV Insurance
At Premier Mountain Insurance, we often see competitor declaration pages that have minimal coverage. The most basic policies we see offer liability, comprehensive and collision. While this coverage would protect your RV or travel trailer, [...]
Tuesday Insurance Tips – Uninsured Motorist
There's a misunderstanding in Colorado about uninsured motorist and what it covers. Many people think uninsured motorist is like a surcharge or tax to cover those without car insurance. This couldn't be further from the [...]
Matching Coverage Can Protect Your Property’s Value
A storm damages a section of your roof while leaving most of it intact. No problem, your insurance company will cover it. But the roofing company no longer manufactures the shingles you have in place. [...]