How to Save Money When you Add your Child to the Policy
Mike, I’ve heard horror stories of how much it costs to add my kids to my insurance policy. How can we keep our costs down when my kids start driving? - Sarah Sarah, Teens are [...]
Ask the Insurance Agent – Umbrella Policies
Mike, A friend recently told me she purchased an umbrella policy, which covers both her home and cars. Should I purchase an umbrella policy? -Jennifer Jennifer, An umbrella policy doesn’t replace your home and auto insurance, but rather adds additional coverage [...]
Commercial Co-insurance: What You Don’t Know About Your Insurance Policy
Whether your business has significant assets, or just a one office show, you should understand how your co insurance clause works because it can mean big losses at the time of a claim. If you [...]
Flood Insurance: NFIP or Private?
If you’re familiar with the National Flood Insurance Program (NFIP) offered through FEMA, you know how limited it is. And for the past 50 years, it was your only choice. Many people are surprised to [...]
Cyber Insurance: Are You Insured Against Losses from Cyber Attacks?
Chances are you’re insured against losses from a burglar physically breaking into your home or business. But what about losses from cyber attacks? Cyber liability is the fastest growing category of claims in the commercial [...]
Ask the Agent – Insurance Coverage for Sewer Lines
Mike: My neighbor recently had to replace his sewer line running underground from his house to the street. Does insurance cover this ? -Bill Bill: Up until this year, I wasn’t aware of a single [...]
World Record Attempt at Largest Sock Drive
The Action Center is attempting to break the world record for the largest sock drive in the world! Estimates put the number of homeless people in Colorado at 10,587 people. The Action Center's goal is [...]
Seven Ways to Lower Your Car Insurance Rates
Want to lower your car insurance rates? Get married and raise your credit score. What do marriage and credit scores have to do with car insurance? 47 states allow insurance companies to use credit scores [...]
Short Term Rental Insurance (VRBO & Airbnb Insurance)
Vacation Rental by Owner, or VRBO, is currently the fastest growing rental segment in the U.S. Short Term Rentals came about primarily because of the high cost of owning a second home. Many second homes are [...]
Ask the Agent – Rental Car Coverage
Mike: Every time I rent a car, I say ‘no’ to the insurance offer from the rental car agency. Is that a good idea? - Brad. Brad, This is one of the most common questions [...]