Do you need an umbrella insurance policy?
How long has it been since you evaluated your auto insurance liability limits? If you’re like many people, you probably haven’t given it much thought since you purchased your first auto insurance policy 20 or [...]
8 Ways to Prepare your home for a wildfire
With the tragic Marshall Fire destroying about 1000 structures at the end of last year, I figured it was timely to better educate my readers on things you need to look for in your home [...]
Defensible Space: Management Zone 1
When preparing your home for wildfire, zone 1 is the area you should start. Zone 1 extends 15-30 feet from the perimeter of your home, depending on property size. In Zone 1, you should remove [...]
Wildfire Risk and Your Home Insurance
The recent grass fire in Ken Caryl and the subsequent devastation in Boulder County have prompted many Ken Caryl residents to take a closer look at their home insurance. Here is a list of some [...]
Auto Insurance Rates Are Going Up. Here’s Why – and What You Can Do About It.
Auto insurance rates have been going up. Unfortunately, that’s likely to continue into 2022. Here are some of the reasons why – and some strategies for bringing your costs down: Injury costs. The number of [...]
Inflation and the Insurance Industry
There's no denying that inflation is on the rise like we haven't seen in decades. All you need to do is go to the grocery store or fill up your gas tank and you will [...]
Water Loss Prevention Technology
Automated Leak Protectors Guard Against Potential Water Damage Water leaks from burst pipes, plumbing failures and related problems can cause catastrophic damage to your home. Fortunately, there’s new technology – automatic leak detectors – that [...]
Hail Damage? Proceed With Care
Hail damage in Colorado was up in 2021 compared with 2020 and that means more insurance claims for repairing or replacing roofs. If you believe your home may have hail damage that warrants repair or [...]
6 Ways to Reduce Your Home Insurance Premium
If you're like most home owners in Colorado, you've seen your rates going up on home insurance. It doesn't matter which company you're insured with, there's an overall trend in Colorado and across the country. That trend is [...]
Grilling May Not Be Allowed in Your Own Backyard!
You’ve just rented an apartment or bought a condo with a nice deck you consider perfect for grilling – until your landlord or HOA says you can’t. Your landlord or HOA is unfortunately right. And [...]