At Premier Mountain Insurance, we’re proud to announce that we’ve been recognized as a Key Broker with Hagerty—a distinction we’ve held since 2021. This exclusive designation is awarded to a select group of agencies nationwide, and it reflects our deep commitment to excellence in classic and collector car insurance. What Does This Mean for You? [...]
Watching your teen prepare to get their driver’s license is a major milestone—one that often comes with a mix of excitement, nervousness, and pride. As a parent, it's natural to feel a little overwhelmed as your child takes this big step toward independence. Whether you're navigating the licensing process for the first time or just [...]
The Hidden Danger: Distracted Driving Imagine driving across a football field blindfolded. This is essentially what happens when you look at your phone for just five seconds while driving at 55 mph. As we highlight Distracted Driving Awareness Month this April, it is imperative to recognize the critical importance of staying focused behind the wheel. [...]
When it comes to auto insurance, understanding the terms of your policy is crucial. The valuation method used can significantly affect your coverage and compensation following an incident. The most common valuation types are Actual Cash Value (ACV), Stated Value, and Agreed Value car insurance. Each type has distinct characteristics and applications, suitable for different [...]
My teenage daughter recently turned 16 and now has her driver's license. The car she now gets to use does not have a smart screen, it doesn't have an aux port, it only has two things... AM/FM Radio and a Compact Disc player. You remember CDs, right? Well, my daughter didn't really have a clue, [...]
Auto insurance is a necessary expense for all drivers in Colorado. It not only provides financial protection in case of an accident, but it is also required by law. However, many drivers may not fully understand their auto insurance policies or the importance of reviewing them regularly. In this blog post, we will discuss the [...]
Auto insurance rates have been going up. Unfortunately, that’s likely to continue into 2022. Here are some of the reasons why – and some strategies for bringing your costs down: Injury costs. The number of claims involving injuries has gone down. But the average cost of those claims has increased by a third. Companies with [...]
Your car’s involved in an accident, and as long as you have collision coverage, the damage is likely covered by insurance. What about the parts used for the repairs? Many vehicle owners insist on OEM (original equipment manufacturer) parts from the auto’s manufacturer for any replacement parts. But in Colorado, insurance companies aren’t required to [...]
As the weather warms, you’re likely to start seeing announcements for classic car shows along our Colorado Front Range. These automotive events are a great way to kick start your weekend or vacation. Classic car shows are held all across the country, from small rural towns to large metropolitan areas, and they draw classic car [...]
A combined single limit, usually shortened to CSL, is a car insurance liability limit that puts all of your coverage into one pool. Bodily injury and property damage both come out of that same pool. If you carry a $500,000 combined single limit and cause an accident, up to $500,000 is available to pay for [...]
