Auto Insurance

Parking Lot Car Accidents – What You Need to Know

In my 10+ years in the insurance industry, I rarely see parking lot car accidents end well. Since most parking lots are privately owned, police generally won't respond to a minor car accident in a parking lot.  Without a police report, it's difficult for an insurance company to assign fault.  It normally is a matter [...]

By |2020-07-29T16:54:41-06:00July 29th, 2020|Auto Insurance, Blog|Comments Off on Parking Lot Car Accidents – What You Need to Know

Glass Coverage

If you live, work and drive along the Colorado Front Range, you're probably used to chipped and cracked windshields.  Many insurance companies offer different types of glass coverage.  It's important to know what type of glass coverage (if any) applies to your auto insurance.  Glass coverage isn't automatically part of an auto insurance policy, you [...]

By |2020-07-27T14:53:05-06:00July 27th, 2020|Auto Insurance, Blog|Comments Off on Glass Coverage

Safeco

Safeco Insurance is one of the many personal lines insurance carriers that we're proud to represent.  Safeco was acquired by Liberty Mutual Insurance in 2008, making the Liberty Mutual/Safeco partnership the 5th largest personal lines insurer in the U.S. in 2018.  Safeco has a number of great coverage options that Premier Mountain Insurance customers find [...]

By |2020-05-26T17:18:22-06:00May 26th, 2020|Auto Insurance, Blog|Comments Off on Safeco

Dairyland Insurance

We're proud to announce one of our most recent agency partners, Dairyland Insurance!  There's a lot to like about Dairyland Insurance.   As you might guess, Dairyland Insurance started in Wisconsin, the land of cheese.  In 1916, The Hardware Dealers Mutual Fire Insurance Company of Wisconsin began writing insurance for it's members.  This company eventually became [...]

By |2020-05-15T16:13:57-06:00May 15th, 2020|Auto Insurance, Blog|Comments Off on Dairyland Insurance

Collision Coverage

Collision coverage provides insurance for your vehicle in the event of an auto accident. When someone says, "full coverage auto insurance", that normally implies comprehensive and collision coverage. What is Collision Coverage? When you think of the damages that can occur to your car, they tend to fall into two categories, collision and comprehensive.  Collision [...]

By |2020-04-24T12:19:42-06:00March 19th, 2020|Auto Insurance, Blog|Comments Off on Collision Coverage

Seven Ways to Lower Your Car Insurance Rates

Want to lower your car insurance rates? Get married and raise your credit score. What do marriage and credit scores have to do with car insurance? 47 states allow insurance companies to use credit scores to determine car insurance rates, the exceptions being Massachusetts, Hawaii and California.  Insurance companies use credit scores to determine rates [...]

By |2020-04-10T15:01:08-06:00October 31st, 2019|Auto Insurance, Blog|Comments Off on Seven Ways to Lower Your Car Insurance Rates

Is Your Vehicle Wrapped? Time to Talk to your Insurance Agent

“Wrapping” your car with a promotional message can be a good way to advertise your business. It can also affect your car insurance. In many cases, personal auto insurance doesn’t cover business-related use of a vehicle -- and that can include wrapping your vehicle with a business-related promotional message. One reason: If you wrap your [...]

By |2020-02-09T14:28:12-07:00October 2nd, 2019|Auto Insurance, Blog|Comments Off on Is Your Vehicle Wrapped? Time to Talk to your Insurance Agent

Check Your Car Insurance Before Offering Rides for a Fee

Some people in my neighborhood are offering on our Facebook group to provide rides to the airport for a fee. They’re not alone. More and more people are offering rides for hire. But some friendly advice: Check your auto insurance if you’re thinking about joining them to earn a little extra money.  I have a [...]

By |2020-02-09T14:28:17-07:00September 25th, 2019|Auto Insurance|Comments Off on Check Your Car Insurance Before Offering Rides for a Fee

Have a Teenage Driver in Your Household? Do Your Homework on Insurance.

One of the big events in the lives of many teenagers is getting their driver’s license. It’s an exciting milestone. But, for parents, it can bring sticker shock when it comes to insurance. In Colorado, you can expect a rate increase of anywhere between $150 to $300 a month for a boy, a little less [...]

By |2020-04-10T15:15:25-06:00July 30th, 2019|Auto Insurance, Blog|Comments Off on Have a Teenage Driver in Your Household? Do Your Homework on Insurance.

How Important is Uninsured Motorist?

Uninsured Motorist (UM) is a coverage that you are able to waive in the state of Colorado.  The coverage is so important, however, you legally must sign a document if you reject the coverage. Much like auto policies, umbrella policies can either cover UM or they may not cover UM.  Consumers can be confused by [...]

By |2020-02-09T14:29:24-07:00July 14th, 2019|Auto Insurance, Blog|0 Comments