The Compact Disc Collection and My Teenage Driver

My teenage daughter recently turned 16 and now has her driver's license.  The car she now gets to use does not have a smart screen, it doesn't have an aux port, it only has two things... AM/FM Radio and a Compact Disc player.  You remember CDs, right?  Well, my daughter didn't really have a clue, [...]

By |2023-06-11T11:36:13-06:00June 11th, 2023|Auto Insurance, Blog, Home Insurance|Comments Off on The Compact Disc Collection and My Teenage Driver

The Importance of Reviewing Your Auto Insurance Policy in Colorado: A Guide for Drivers

Auto insurance is a necessary expense for all drivers in Colorado. It not only provides financial protection in case of an accident, but it is also required by law. However, many drivers may not fully understand their auto insurance policies or the importance of reviewing them regularly. In this blog post, we will discuss the [...]

By |2023-01-28T18:08:41-07:00January 31st, 2023|Auto Insurance, Blog|Comments Off on The Importance of Reviewing Your Auto Insurance Policy in Colorado: A Guide for Drivers

Auto Insurance Rates Are Going Up. Here’s Why – and What You Can Do About It.

Auto insurance rates have been going up. Unfortunately, that’s likely to continue into 2022. Here are some of the reasons why – and some strategies for bringing your costs down: Injury costs. The number of claims involving injuries has gone down. But the average cost of those claims has increased by a third. Companies with [...]

By |2021-12-01T11:29:47-07:00December 1st, 2021|Auto Insurance, Blog|Comments Off on Auto Insurance Rates Are Going Up. Here’s Why – and What You Can Do About It.

OEM Parts Versus Aftermarket Parts for Repairs: A Simple Solution

Your car’s involved in an accident, and as long as you have collision coverage, the damage is likely covered by insurance. What about the parts used for the repairs? Many vehicle owners insist on OEM (original equipment manufacturer) parts from the auto’s manufacturer for any replacement parts. But in Colorado, insurance companies aren’t required to [...]

By |2021-06-16T09:40:27-06:00June 16th, 2021|Auto Insurance, Blog|Comments Off on OEM Parts Versus Aftermarket Parts for Repairs: A Simple Solution

Make the most of a classic car show

As the weather warms, you’re likely to start seeing announcements for classic car shows along our Colorado Front Range. These automotive events are a great way to kick start your weekend or vacation. Classic car shows are held all across the country, from small rural towns to large metropolitan areas, and they draw classic car [...]

By |2021-05-13T15:36:32-06:00May 12th, 2021|Auto Insurance, Blog|Comments Off on Make the most of a classic car show

Automobile Insurance: Split Limits versus Combined Single Limit

Does your car insurance have split limits or a combined single limit? You probably have split limits. It’s the most common type of automobile insurance coverage. You may not have known that. Or what it means. Let me explain: The state minimum insurance is represented as split limits: $25,000/$50,000/$15,000. The first number represents the most [...]

By |2021-04-09T12:14:15-06:00March 13th, 2021|Auto Insurance, Blog|Comments Off on Automobile Insurance: Split Limits versus Combined Single Limit

Eight Ways to Lower Your Car Insurance Rates

Want to lower your car insurance rates? Get married and raise your credit score. What do marriage and credit scores have to do with car insurance? 47 states allow insurance companies to use credit scores to determine car insurance rates, the exceptions being Massachusetts, Hawaii and California.  Insurance companies use credit scores to determine rates [...]

By |2021-01-29T12:33:39-07:00January 29th, 2021|Auto Insurance, Blog|Comments Off on Eight Ways to Lower Your Car Insurance Rates

MedPay and Colorado Insurance, by Dr Taylor Ferguson

Dr. Taylor Ferguson, guest columnist. What is MedPay: MedPay is shorthand for an additional insurance coverage known more explicitly as Medical Payments. This type of coverage is often associated with your auto insurance policy. While it is not required and is considered an additional supplement, it can save you a lot of money [...]

By |2020-10-29T09:14:35-06:00October 28th, 2020|Auto Insurance, Blog|Comments Off on MedPay and Colorado Insurance, by Dr Taylor Ferguson

Towing and Roadside Assistance

At the Premier Mountain Insurance, in Denver, Colorado, we recommend all of our clients carry towing and roadside assistance.  For literally pennies a day, you will feel the safety and security of having someone to help you with your car problems day or night.  Towing and Roadside assistance coverage will not only tow your vehicle [...]

By |2021-01-26T09:32:50-07:00October 7th, 2020|Auto Insurance, Blog|0 Comments

Parking Lot Car Accidents – What You Need to Know

In my 10+ years in the insurance industry, I rarely see parking lot car accidents end well. Since most parking lots are privately owned, police generally won't respond to a minor car accident in a parking lot.  Without a police report, it's difficult for an insurance company to assign fault.  It normally is a matter [...]

By |2020-07-29T16:54:41-06:00July 29th, 2020|Auto Insurance, Blog|Comments Off on Parking Lot Car Accidents – What You Need to Know
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