As a neighbor, I’d like to wish you a happy Thanksgiving. And, as an insurance professional, I hope you’ll have a safe one. Because of the Coronavirus, some families will be skipping the traditional big gathering of relatives this year while other families will stick with more traditional celebrations. That’s a decision for each family [...]
Dr. Taylor Ferguson, guest columnist. What is MedPay: MedPay is shorthand for an additional insurance coverage known more explicitly as Medical Payments. This type of coverage is often associated with your auto insurance policy. While it is not required and is considered an additional supplement, it can save you a lot of money [...]
Halloween means lots of “scary” things are out and about – all in good fun, of course. But don’t let gaps in your insurance coverage turn those scary things into a real-life nightmare. Halloween creates an extra level of risk that can result in lawsuits. For example, are you protected from a big loss if: [...]
It’s fall, y’all. And the beginning of fall is a good time to check your home to make sure it’s in good shape and ready for winter. Well maintained homes, tend to see lower home insurance prices! Here’s a suggested home-maintenance checklist to make sure your home is ready for winter: Service your furnace. Now. [...]
Camping is popular in Colorado. And pop-ups and other campers are popular among Coloradans who like to spend time in the great outdoors. If you own or plan to buy a camper, including a pop-up that fits into the bed of your pickup, it’s a good idea to make sure it’s properly insured. We can [...]
Errors and Omissions Insurance is about mistakes, real and alleged. We all make mistakes, of course. But, for many professions, acceptable performance can be subject to differences of opinion. And that can lead to lawsuits. If a client accuses you of doing unacceptable work, defending yourself in court can be expensive – even if you [...]
If you're in the market for a life insurance policy you will likely need to undergo a medical exam, which checks factors like blood pressure, BMI, and hemoglobin levels. Fortunately, food and proper nutrition can help you get the best possible rate, saving you money over time! Here are some practical tips and tricks to [...]
Water damage can be a costly home insurance claim. When it comes to water damage, coverage can get tricky. The water damage has to come from a covered event (peril). Even if a water claim is covered,many companies exclude coverage for mold or greatly limit the amount of coverage. If the water damage causes mold, [...]
In my 10+ years in the insurance industry, I rarely see parking lot car accidents end well. Since most parking lots are privately owned, police generally won't respond to a minor car accident in a parking lot. Without a police report, it's difficult for an insurance company to assign fault. It normally is a matter [...]
If you live, work and drive along the Colorado Front Range, you're probably used to chipped and cracked windshields. Many insurance companies offer different types of glass coverage. It's important to know what type of glass coverage (if any) applies to your auto insurance. Glass coverage isn't automatically part of an auto insurance policy, you [...]
