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World Record Attempt at Largest Sock Drive

The Action Center is attempting to break the world record for the largest sock drive in the world!  Estimates put the number of homeless people in Colorado at 10,587 people.  The Action Center's goal is to raise 10,587 pairs of socks on December 4th between 12pm - 5pm.  We are collecting socks at our office [...]

By |2019-11-15T11:41:52-07:00November 15th, 2019|Blog|Comments Off on World Record Attempt at Largest Sock Drive

Seven Ways to Lower Your Car Insurance Rates

Want to lower your car insurance rates? Get married and raise your credit score. What do marriage and credit scores have to do with car insurance? 47 states allow insurance companies to use credit scores to determine car insurance rates, the exceptions being Massachusetts, Hawaii and California.  Insurance companies use credit scores to determine rates [...]

By |2019-11-15T10:22:38-07:00October 31st, 2019|Auto Insurance, Blog|Comments Off on Seven Ways to Lower Your Car Insurance Rates

Short Term Rental Insurance (VRBO & Airbnb Insurance)

Vacation Rental by Owner, or VRBO, is currently the fastest growing rental segment in the U.S.  Short Term Rentals came about primarily because of the high cost of owning a second home.  Many second homes are only used 2 – 3 months of the year.  VRBO allows the owner to rent out their property on a [...]

By |2019-11-11T16:19:50-07:00October 29th, 2019|Blog, Home Insurance, Insurance Tips|0 Comments

Ask the Agent – Rental Car Coverage

Mike: Every time I rent a car, I say ‘no’ to the insurance offer from the rental car agency.  Is that a good idea? - Brad. Brad, This is one of the most common questions I hear from my clients. Like you, I personally waive the offer of coverage from rental car companies. However, there [...]

By |2019-10-28T08:06:20-06:00October 28th, 2019|Blog|Comments Off on Ask the Agent – Rental Car Coverage

How Much Life Insurance Do You Need?

How much insurance do you need? I get that question a lot from clients shopping for life insurance. Some people suggest 10 times your annual income. Others suggest 20 times your annual income. My advice: Don’t get bogged down with an exact number. And don’t spend months and months thinking about it. Be safe. It’s [...]

By |2019-10-22T16:30:35-06:00October 22nd, 2019|Blog|Comments Off on How Much Life Insurance Do You Need?

Rental Tool Insurance

Do you use rental tools in your business? If so, we can offer you a wide range of tool-rental insurance. And, if you use rental insurance provided by the company providing the tools you rent, we almost certainly can save you money as well. Tool rentals can be a significant expense. Many contractors, for example, [...]

By |2019-10-18T14:53:53-06:00October 17th, 2019|Blog|Comments Off on Rental Tool Insurance

Is Your Vehicle Wrapped? Time to Talk to your Insurance Agent

“Wrapping” your car with a promotional message can be a good way to advertise your business. It can also affect your car insurance. In many cases, personal auto insurance doesn’t cover business-related use of a vehicle -- and that can include wrapping your vehicle with a business-related promotional message. One reason: If you wrap your [...]

By |2019-10-02T22:25:45-06:00October 2nd, 2019|Auto Insurance, Blog|Comments Off on Is Your Vehicle Wrapped? Time to Talk to your Insurance Agent

Are You Part of the Gig Economy? What risks you may face.

It’s called the “gig economy.” You have a day job that pays the bills – or most of them. But you also have a side gig, or side hustle, that brings in a little extra money. These side gigs can involve anything that brings in extra money. Using your car to provide rides for hire [...]

By |2019-09-09T14:04:20-06:00September 9th, 2019|Blog|Comments Off on Are You Part of the Gig Economy? What risks you may face.

Five Reasons to Use an Independent Insurance Agent

Need to buy insurance but don’t know who to call? I recommend you consider using an independent insurance agent. Why? Let me give you five reasons: Reason #1: Independent agents have options. An independent agent can check out multiple insurance companies and connect you with the one that best meets your needs, instead of having [...]

By |2019-08-27T14:29:15-06:00August 27th, 2019|Blog|Comments Off on Five Reasons to Use an Independent Insurance Agent

New For 2019: Sewer Line Insurance For Your Home

A sewer line break on your property can easily cost upwards of $10,000, or even more to repair.  For years this was simply a maintenance issue and insurance companies did not cover this type of wear and tear and maintenance. So, I’m pleased to announce that many of the carriers that we represent just introduced [...]

By |2019-08-17T15:17:48-06:00August 17th, 2019|Blog, Home Insurance|Comments Off on New For 2019: Sewer Line Insurance For Your Home