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Eight Ways to Lower Your Car Insurance Rates

Want to lower your car insurance rates? Get married and raise your credit score. What do marriage and credit scores have to do with car insurance? 47 states allow insurance companies to use credit scores to determine car insurance rates, the exceptions being Massachusetts, Hawaii and California.  Insurance companies use credit scores to determine rates [...]

By |2021-01-29T12:33:39-07:00January 29th, 2021|Auto Insurance, Blog|Comments Off on Eight Ways to Lower Your Car Insurance Rates

Hail Damage? Many Insurance Companies Now Imposing Filing Deadlines

Hail damage is nothing new in Colorado. But there is one new wrinkle: Increasingly, Colorado insurance companies are imposing time limits for filing hail-damage claims. The most common deadline is a year from when the damage occurred. But a few companies have a two-year time limit. And some companies have imposed much tighter deadlines, just [...]

By |2021-01-28T09:39:15-07:00January 28th, 2021|Blog|Comments Off on Hail Damage? Many Insurance Companies Now Imposing Filing Deadlines

Term Life Insurance: Protect Your Family If You’re Gone

Would someone important to you struggle financially if you were no longer around to help support them? If you’re married, have children, expect to get married someday, have relatives or friends who are dependent on you, or have a mortgage that couldn’t be paid if you are gone, then you need life insurance. The most [...]

By |2021-01-20T17:34:38-07:00January 19th, 2021|Blog, Life Insurance|0 Comments

2021 Insurance Checklist

2020 is over! For many people it was a rough year.  Don’t let 2021 be a rough year due to insurance related issues.  Here are a few things to think about when it comes to your insurance. Did you acquire any new jewelry in the past year? Home insurance policies vary greatly on how much [...]

By |2021-01-01T09:55:03-07:00January 1st, 2021|Blog, Helpful Tools|Comments Off on 2021 Insurance Checklist

Is a “Percent Deductible” Right For You?

Most people are familiar with insurance deductibles. But there may be a type of deductible you’re not familiar with -- a percent deductible. What is it? And is it right for you? There’s no right or wrong answer when it comes to the question of what kind of deductible is best. The real question is [...]

By |2020-12-16T09:01:36-07:00December 16th, 2020|Blog, Home Insurance|0 Comments

Safety Tips: Don’t Let Fire Spoil Your Holiday Season

December means it’s holiday season. Unfortunately, it also means it’s fire season. There are more house fires during the holidays than any time of the year. The main reason: The many lights -- including candles -- that go with the holidays. I hope you have an enjoyable and safe holiday season. With that in mind, [...]

By |2020-12-11T12:46:57-07:00December 11th, 2020|Blog, Home Insurance|Comments Off on Safety Tips: Don’t Let Fire Spoil Your Holiday Season

Have a Happy — and Safe – Thanksgiving

As a neighbor, I’d like to wish you a happy Thanksgiving. And, as an insurance professional, I hope you’ll have a safe one. Because of the Coronavirus, some families will be skipping the traditional big gathering of relatives this year while other families will stick with more traditional celebrations. That’s a decision for each family [...]

By |2020-11-20T16:54:03-07:00November 17th, 2020|Blog|Comments Off on Have a Happy — and Safe – Thanksgiving

MedPay and Colorado Insurance, by Dr Taylor Ferguson

Dr. Taylor Ferguson, guest columnist. What is MedPay: MedPay is shorthand for an additional insurance coverage known more explicitly as Medical Payments. This type of coverage is often associated with your auto insurance policy. While it is not required and is considered an additional supplement, it can save you a lot of money [...]

By |2020-10-29T09:14:35-06:00October 28th, 2020|Auto Insurance, Blog|Comments Off on MedPay and Colorado Insurance, by Dr Taylor Ferguson

Don’t Let Insurance Gaps Turn “Scary” Halloween Fun into a Nightmare

Halloween means lots of “scary” things are out and about – all in good fun, of course. But don’t let gaps in your insurance coverage turn those scary things into a real-life nightmare. Halloween creates an extra level of risk that can result in lawsuits.  For example, are you protected from a big loss if: [...]

By |2020-10-28T08:07:18-06:00October 28th, 2020|Blog|Comments Off on Don’t Let Insurance Gaps Turn “Scary” Halloween Fun into a Nightmare

Towing and Roadside Assistance

At the Premier Mountain Insurance, in Denver, Colorado, we recommend all of our clients carry towing and roadside assistance.  For literally pennies a day, you will feel the safety and security of having someone to help you with your car problems day or night.  Towing and Roadside assistance coverage will not only tow your vehicle [...]

By |2021-01-26T09:32:50-07:00October 7th, 2020|Auto Insurance, Blog|0 Comments