Navigating Auto Liability Limits: A Guide to Protecting Your Financial Future

Introduction Auto insurance is more than a legal requirement; it's a crucial financial safety net. Amidst the various components of an auto insurance policy, understanding liability limits—specifically, bodily injury and property damage liability—is paramount. These figures are not just arbitrary numbers but essential protections that stand between you and potential financial disaster. Understanding Bodily Injury [...]

By |2024-04-06T10:05:17-06:00April 6th, 2024|Blog|Comments Off on Navigating Auto Liability Limits: A Guide to Protecting Your Financial Future

CrossFit & Homeowners Insurance

You might be asking... 'What are they talking about?  CrossFit and Homeowners Insurance?'  Well, both Mike and Luke are avid ‘CrossFitters.’ Mike attends CrossFit Ken Caryl, and Lucas goes to Fort Collins CrossFit. For many CrossFitters, August means the CrossFit Games in Madison, Wisconsin, where the best of the best compete for the title ‘The [...]

By |2023-08-04T08:53:23-06:00August 4th, 2023|Blog, Home Insurance|Comments Off on CrossFit & Homeowners Insurance

Landlord Insurance – What you Need to Know

Turning your house into a rental property is a big step. And one that changes your insurance needs. You’re insuring the same dwelling. But the focus of your coverage changes.  If you've recently become a landlord, or if you've been a landlord for many years, you need to know and understand landlord insurance. [...]

By |2023-06-29T07:58:10-06:00June 28th, 2023|Blog, Home Insurance|0 Comments

Ideas to Prevent Rainwater From Entering Your Basement

Rainwater and surface water is a common exclusion on homeowner's insurance policies.  Therefore, it's important to do what you can to prevent water from entering your basement.  PHere are some steps you can take to help keep your basement dry: Ensure proper grading: Check the grading around your home's foundation. The ground should slope away [...]

By |2023-06-23T06:42:53-06:00June 23rd, 2023|Blog|Comments Off on Ideas to Prevent Rainwater From Entering Your Basement

The Compact Disc Collection and My Teenage Driver

My teenage daughter recently turned 16 and now has her driver's license.  The car she now gets to use does not have a smart screen, it doesn't have an aux port, it only has two things... AM/FM Radio and a Compact Disc player.  You remember CDs, right?  Well, my daughter didn't really have a clue, [...]

By |2023-06-11T11:36:13-06:00June 11th, 2023|Auto Insurance, Blog, Home Insurance|Comments Off on The Compact Disc Collection and My Teenage Driver

May the 4th… Say What?!

May 4th was recently given the play-on words moniker ‘May the 4th Be With You’ day.  Star Wars has always been one of my favorite series going back to when I was a little kid, however, I must give it to Disney… they made their Star Wars franchise an actual day.  Dang. I began reminiscing [...]

By |2023-05-09T14:54:57-06:00May 9th, 2023|Blog, Toy Insurance|Comments Off on May the 4th… Say What?!

Not Just Boardgames: Risk & Life

I was driving the other day, and the concept of ‘risk’ popped into my head and has stuck with me. Risk plays an active role nearly every day, sometimes more than others, and some risks are bigger than others as well. As an insurance agent, I have looked at risk in a professional light, and [...]

By |2023-04-26T15:22:38-06:00April 26th, 2023|Blog, Helpful Tools|Comments Off on Not Just Boardgames: Risk & Life

The Loving Gesture of Life Insurance

Many of us associate the month of February as the month of love.  Love for a special someone, perhaps a spouse, or even simply love for your family. In fact, one of us at PMI recently got married, so it will be their first Valentines Day as husband and wife! Here at PMI, we look [...]

By |2023-02-13T13:30:18-07:00February 11th, 2023|Blog, Life Insurance|Comments Off on The Loving Gesture of Life Insurance

Colorado Home Insurance: What You Need to Know

Homeowners insurance is an essential part of being a homeowner in Colorado. It provides financial protection in case of unexpected events such as natural disasters, theft, or damage to your home. However, many homeowners may not fully understand their insurance policies or the coverage options available to them. In this blog post, we will discuss [...]

By |2023-01-29T08:05:15-07:00February 5th, 2023|Blog, Home Insurance|Comments Off on Colorado Home Insurance: What You Need to Know

The Importance of Reviewing Your Auto Insurance Policy in Colorado: A Guide for Drivers

Auto insurance is a necessary expense for all drivers in Colorado. It not only provides financial protection in case of an accident, but it is also required by law. However, many drivers may not fully understand their auto insurance policies or the importance of reviewing them regularly. In this blog post, we will discuss the [...]

By |2023-01-28T18:08:41-07:00January 31st, 2023|Auto Insurance, Blog|Comments Off on The Importance of Reviewing Your Auto Insurance Policy in Colorado: A Guide for Drivers
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