May 4th was recently given the play-on words moniker ‘May the 4th Be With You’ day. Star Wars has always been one of my favorite series going back to when I was a little kid, however, I must give it to Disney… they made their Star Wars franchise an actual day. Dang. I began reminiscing [...]
I was driving the other day, and the concept of ‘risk’ popped into my head and has stuck with me. Risk plays an active role nearly every day, sometimes more than others, and some risks are bigger than others as well. As an insurance agent, I have looked at risk in a professional light, and [...]
Many of us associate the month of February as the month of love. Love for a special someone, perhaps a spouse, or even simply love for your family. In fact, one of us at PMI recently got married, so it will be their first Valentines Day as husband and wife! Here at PMI, we look [...]
Homeowners insurance is an essential part of being a homeowner in Colorado. It provides financial protection in case of unexpected events such as natural disasters, theft, or damage to your home. However, many homeowners may not fully understand their insurance policies or the coverage options available to them. In this blog post, we will discuss [...]
Auto insurance is a necessary expense for all drivers in Colorado. It not only provides financial protection in case of an accident, but it is also required by law. However, many drivers may not fully understand their auto insurance policies or the importance of reviewing them regularly. In this blog post, we will discuss the [...]
What is a Roof Payment Schedule? Many homeowners may have heard this term, but what does it mean? In layman’s terms, a roof payment schedule is when your insurance company pays you less for the replacement of your roof as it ages. In the industry, we call this amount you receive when recovering from a [...]
Full disclosure. Our office is an insurance agency located in Colorado, we are not claims adjusters. That being said, here's our opinion on the viral Facebook post. The driver in the right lane triggered the car accident. The car in the right lane merged into traffic without any regard to the current flow of traffic. [...]
How long has it been since you evaluated your auto insurance liability limits? If you’re like many people, you probably haven’t given it much thought since you purchased your first auto insurance policy 20 or 30 years ago. Experts agree, you should evaluate your liability limits every couple of years to ensure they are keeping [...]
With the tragic Marshall Fire destroying about 1000 structures at the end of last year, I figured it was timely to better educate my readers on things you need to look for in your home insurance to be properly covered. It seems as everybody wants the cheapest insurance when they're shopping for insurance. However, when [...]
When preparing your home for wildfire, zone 1 is the area you should start. Zone 1 extends 15-30 feet from the perimeter of your home, depending on property size. In Zone 1, you should remove all flammable vegetation, with the possible exception of fire resistant plants. The greater distance around your home that you follow [...]
