With the tragic Marshall Fire destroying about 1000 structures at the end of last year, I figured it was timely to better educate my readers on things you need to look for in your home insurance to be properly covered. It seems as everybody wants the cheapest insurance when they're shopping for insurance. However, when [...]
When preparing your home for wildfire, zone 1 is the area you should start. Zone 1 extends 15-30 feet from the perimeter of your home, depending on property size. In Zone 1, you should remove all flammable vegetation, with the possible exception of fire resistant plants. The greater distance around your home that you follow [...]
The recent grass fire in Ken Caryl and the subsequent devastation in Boulder County have prompted many Ken Caryl residents to take a closer look at their home insurance. Here is a list of some of the major things to look for in your policy. Dwelling Coverage This is the amount your insurance company could [...]
Auto insurance rates have been going up. Unfortunately, that’s likely to continue into 2022. Here are some of the reasons why – and some strategies for bringing your costs down: Injury costs. The number of claims involving injuries has gone down. But the average cost of those claims has increased by a third. Companies with [...]
There's no denying that inflation is on the rise like we haven't seen in decades. All you need to do is go to the grocery store or fill up your gas tank and you will feel the pinch. The official numbers say, as of October 2021, inflation has risen 6.4%, not including food prices. I've [...]
Automated Leak Protectors Guard Against Potential Water Damage Water leaks from burst pipes, plumbing failures and related problems can cause catastrophic damage to your home. Fortunately, there’s new technology – automatic leak detectors – that can help you avoid this damage. Water damage that goes undetected while you’re on vacation, away for the weekend or [...]
Hail damage in Colorado was up in 2021 compared with 2020 and that means more insurance claims for repairing or replacing roofs. If you believe your home may have hail damage that warrants repair or replacement, you should proceed with care. For beginners, I recommend you contact my office for a referral to a qualified-roofer. [...]
You’ve just rented an apartment or bought a condo with a nice deck you consider perfect for grilling – until your landlord or HOA says you can’t. Your landlord or HOA is unfortunately right. And as difficult as it is to realize, you should be grateful they’re enforcing that rule. For many years, the International [...]
Whether you’re taking your Harley and heading across country, or just hitting the Northwest back roads, we want you to be safe on the roads this summer. Here are a few top tips: A motorcycle rider not wearing a helmet is forty percent more likely to sustain a fatal head injury in a crash than [...]
Your car’s involved in an accident, and as long as you have collision coverage, the damage is likely covered by insurance. What about the parts used for the repairs? Many vehicle owners insist on OEM (original equipment manufacturer) parts from the auto’s manufacturer for any replacement parts. But in Colorado, insurance companies aren’t required to [...]
