You might be asking... 'What are they talking about? CrossFit and Homeowners Insurance?' Well, both Mike and Luke are avid ‘CrossFitters.’ Mike attends CrossFit Ken Caryl, and Lucas goes to Fort Collins CrossFit. For many CrossFitters, August means the CrossFit Games in Madison, Wisconsin, where the best of the best compete for the title ‘The [...]
Turning your house into a rental property is a big step. And one that changes your insurance needs. You’re insuring the same dwelling. But the focus of your coverage changes. If you've recently become a landlord, or if you've been a landlord for many years, you need to know and understand landlord insurance. [...]
My teenage daughter recently turned 16 and now has her driver's license. The car she now gets to use does not have a smart screen, it doesn't have an aux port, it only has two things... AM/FM Radio and a Compact Disc player. You remember CDs, right? Well, my daughter didn't really have a clue, [...]
Homeowners insurance is an essential part of being a homeowner in Colorado. It provides financial protection in case of unexpected events such as natural disasters, theft, or damage to your home. However, many homeowners may not fully understand their insurance policies or the coverage options available to them. In this blog post, we will discuss [...]
What is a Roof Payment Schedule? Many homeowners may have heard this term, but what does it mean? In layman’s terms, a roof payment schedule is when your insurance company pays you less for the replacement of your roof as it ages. In the industry, we call this amount you receive when recovering from a [...]
When preparing your home for wildfire, zone 1 is the area you should start. Zone 1 extends 15-30 feet from the perimeter of your home, depending on property size. In Zone 1, you should remove all flammable vegetation, with the possible exception of fire resistant plants. The greater distance around your home that you follow [...]
If you're like most home owners in Colorado, you've seen your rates going up on home insurance. It doesn't matter which company you're insured with, there's an overall trend in Colorado and across the country. That trend is that home insurance rates are too low for the market place and rates are on the rise. What's driving increased [...]
Most people are familiar with insurance deductibles. But there may be a type of deductible you’re not familiar with -- a percent deductible. What is it? And is it right for you? There’s no right or wrong answer when it comes to the question of what kind of deductible is best. The real question is [...]
December means it’s holiday season. Unfortunately, it also means it’s fire season. There are more house fires during the holidays than any time of the year. The main reason: The many lights -- including candles -- that go with the holidays. I hope you have an enjoyable and safe holiday season. With that in mind, [...]
Good news for Colorado homeowners replacing their roofs: With our new roof discount, you can save big money on your home insurance. And the more impact-resistant your new roof, the bigger the discount. A typical new roof can get you a discount of up to 40 percent. A Class 3 and 4 Impact Resistant Roof [...]
