Rainwater and surface water is a common exclusion on homeowner’s insurance policies.  Therefore, it’s important to do what you can to prevent water from entering your basement.  PHere are some steps you can take to help keep your basement dry:

  1. Ensure proper grading: Check the grading around your home’s foundation. The ground should slope away from the foundation, directing water away from your basement. If the grading is incorrect, you may need to re-grade the soil to create a proper slope.
  2. Maintain gutters and downspouts: Clean your gutters regularly to prevent clogs that can cause water to overflow and pool around the foundation. Ensure that downspouts are securely attached and direct them at least 6 feet away from the foundation. Consider installing downspout extensions if necessary.
  3. Install gutter guards: Gutter guards can help prevent debris from entering the gutters and clogging them, reducing the risk of water overflowing and causing issues around the foundation.
  4. Waterproof the exterior: Apply waterproofing materials to the exterior walls of your basement. This could include using waterproofing paints, coatings, or membranes. Consult with a professional to determine the best solution for your specific situation.
  5. Seal foundation cracks: Inspect your foundation for any cracks or gaps and seal them properly using an appropriate sealant. This will help prevent water from seeping into your basement through these openings.
  6. Install window well covers: If your basement has windows with window wells, consider installing covers or grates to prevent rainwater from pooling and entering through the windows.
  7. Install a sump pump: In areas prone to high water tables or heavy rain, installing a sump pump can be beneficial. A sump pump automatically removes water that collects in the basement, helping to prevent flooding.
  8. Consider landscaping strategies: If you have landscaping near your foundation, use techniques like strategic plant placement or installing French drains to divert water away from the foundation.
  9. Monitor and address plumbing issues: Regularly inspect your plumbing system for leaks or any issues that could contribute to water seepage in the basement. Address these problems promptly to prevent further damage.
  10. Monitor basement humidity: Maintain proper ventilation and use a dehumidifier if necessary to control moisture levels in the basement. Excess humidity can lead to mold and mildew growth.

Implementing the above strategies will greatly minimize the chances that you will have a wet basement.