To see our Privacy Policy, click here.
Effective Date: August 19, 2026
1. Agreement to These Terms
These Terms and Conditions govern your use of www.premiermountaininsurance.com and any communication you receive from us, including email and text message. The site is owned and operated by Premier Mountain Insurance LLC (“Premier Mountain Insurance,” “we,” “our,” “us”), an independent insurance agency located at 7991 Shaffer Pkwy, Suite 207, Littleton, CO 80127. By using this website, requesting a quote, or opting in to receive messages from us, you agree to these Terms and Conditions and to our Privacy Policy.
2. About Our Agency
Premier Mountain Insurance LLC is an independent insurance agency licensed in the State of Colorado. Agency National Producer Number: 19086088. We represent multiple insurance carriers and are not owned by, and do not speak for, any single carrier.
3. Quotes, Coverage, and No Offer of Insurance
Nothing on this website is an offer of insurance, a binder, or a contract of insurance. Premiums, coverages, discounts, and eligibility shown or discussed are estimates based on the information provided to us and are subject to carrier underwriting, verification, and final approval. Coverage does not exist until a carrier has issued it in writing. Only the policy documents issued by the carrier determine what is and is not covered.
Requesting a quote through this site, by phone, or by text does not bind, change, cancel, or reinstate coverage. Requests to bind, change, or cancel coverage must be confirmed by our office directly.
4. Text Messaging (SMS) Terms
Premier Mountain Insurance LLC operates a text messaging program for customers and prospective customers who have given consent to be contacted by text.
Program description. Messages you may receive include quote follow up and quote delivery, requests for information needed to complete a quote or an application, policy service and billing reminders, renewal and coverage review notices, claims assistance, appointment confirmations, document signature reminders, and occasional customer satisfaction surveys.
How you consent. You opt in to receive text messages by providing your mobile number and agreeing to be contacted by text on a form on this website, by giving your written or verbal consent to our staff, or by texting our office first. Consent to receive text messages is not a condition of purchasing any insurance product or service from us.
Message frequency. Message frequency varies. You may receive messages in response to your own inquiry, and you may receive periodic service, renewal, or survey messages related to your policies.
Cost. Message and data rates may apply for messages sent to you from us and to us from you. Contact your wireless carrier for details about your plan.
How to opt out. You may cancel the text messaging service at any time by replying STOP to any message from us. After you send STOP, we will send you a message confirming that you have been unsubscribed, and you will not receive further text messages from us. To rejoin, sign up as you did the first time, or text START, and we will resume sending messages to you.
How to get help. Reply HELP to any message from us for assistance, email us at info@premiermountain.com, or call our office at 303-922-1002 during business hours.
Delivery. Carriers are not liable for delayed or undelivered messages. Message delivery depends on your wireless carrier and is not guaranteed.
Privacy. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing with subcontractors who provide support services, such as our agency management, customer service, and messaging platforms, is permitted so that we can operate the program. Text messaging originator opt in data and consent are not shared with any third party. Our full Privacy Policy explains how we handle your information.
5. Information You Provide to Us
You agree that the information you provide to us, whether through this website, by phone, by email, or by text, is accurate and complete to the best of your knowledge. Insurance rates and eligibility depend on that information. Inaccurate or incomplete information can change your premium, and it can give a carrier grounds to deny a claim or rescind a policy. You agree not to submit another person’s personal or contact information without that person’s permission.
6. Acceptable Use of This Website
You agree not to use this website to break any law, to attempt to gain unauthorized access to any part of the site or its systems, to introduce malicious code, to scrape or harvest data by automated means, or to interfere with the operation of the site or with any other user’s use of it.
7. Intellectual Property
The content on this website, including text, graphics, logos, images, and page layouts, is the property of Premier Mountain Insurance LLC or its content suppliers and is protected by United States copyright and trademark law. You may view, download, and print pages from this site for your own personal, non commercial use. Any other use, including republication or commercial use, requires our prior written permission.
8. Third Party Links and Services
This website contains links to carrier websites, quoting tools, payment portals, and other third party services. We do not control those sites, and we are not responsible for their content, their availability, or their privacy practices. Your use of a third party site is governed by that site’s own terms and privacy policy.
9. Disclaimer
This website and its content are provided on an “as is” and “as available” basis. Content on this site is general information about insurance, not legal, tax, or professional advice, and it is not a substitute for reading your own policy. Insurance products, coverage availability, rates, and regulations change, and content on this site may not reflect the most current position of any carrier or regulator.
10. Limitation of Liability
To the fullest extent permitted by Colorado law, Premier Mountain Insurance LLC and its owners, employees, and agents are not liable for any indirect, incidental, special, or consequential damages arising out of your use of this website or your inability to use it, or arising out of any delayed, undelivered, or misdirected electronic communication. Nothing in this section limits any obligation we owe you under an insurance policy we placed, or under Colorado insurance law.
11. Governing Law
These Terms and Conditions are governed by the laws of the State of Colorado, without regard to its conflict of law rules. Any dispute arising from these terms or from your use of this website will be brought in the state or federal courts located in Jefferson County, Colorado.
12. Changes to These Terms
We may update these Terms and Conditions from time to time to reflect changes in our practices, our services, or the law. The Effective Date at the top of this page shows when the terms were last revised. Your continued use of the website after we post a change means you accept the revised terms.
13. Contact Us
Premier Mountain Insurance LLC
7991 Shaffer Pkwy, Suite 207
Littleton, CO 80127
Phone: 303-922-1002
Fax: 303-980-0777
Email: info@premiermountain.com